Rent to buy

Buy a house in Italy ..

Do you want to buy real estate at one of the beautiful lakes in Italy, but are you having difficulties getting a mortgage at an Italian bank? Read this interesting article about ‘rent-to-buy’ written by Clemente Law Firm – Milano.

Rent to Buy

When a foreigner wishes to buy a property in Italy, a key issue they will face is that local banks most of the times do not lend money to non-residents. Consequently it is virtually impossible to get an overseas mortgage.

Does this mean Italy has become a property overseas cash-buyer market?
Obviously not!

Property Vendor Finance

The solution to help wealthy foreigners to purchase their home in Italy is the Property Vendor Finance, a win-win strategy where the Vendor accepts to sell his property through a monthly payment plan, as a replacement for a bank loan.

Vendor Finance usually requires a solid relationship between the buyer and the seller: the Vendor agrees a loan with an interest charge (inferior to the mortgage one) in order to complete the sale and the buyer will perfect the purchase achieving home ownership without having to take out a mortgage with a traditional lender.

This method also guarantees the tightest legal protection for both the buyer and the seller finalizing the property transaction in front of an Italian Notary.

Rent to Buy program represents the best option for the Buyer to extend the purchase budget and buy a larger or better quality property in Italy.


If you want more information about this subject, please contact Clemente Law Firm via:


Phone: T +39 02 87 16 52 09 M: +39 368 350 99 80

thanks to Clemente Law Firm

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